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Life Insurance with Living Benefits is a more versatile option than traditional life insurance. It not only security for your family after your passing but also offers financial aid during your lifetime. Situations like critical illnesses, chronic conditions, or long-term care needs can be covered. This type of policy can give you peace of mind knowing that you and your loved are protected.

A Whole Life Insurance Policy is a permanent solution that provides lifelong coverage without increasing in price or decreasing in value. With Whole Life policies, you can also accumulate cash value that you can borrow against during your lifetime. However, it's important to note that any unpaid loans will reduce the amount of money your beneficiaries receive.

Final Expense Insurance is a type of Whole Life Insurance for the expenses of burial, cremation, and funeral services. Unlike other types of insurance, Final Expense Insurance payments do not increase over time or decrease in value once locked. While no medical exam is required, you will need to answer series of medical questions to determine your eligibility for coverage.

Mortgage Protection is a coverage that pays the remainder of your mortgage in the case of a death, disability, critical illness or chronic illness. Because of the value of this coverage, eligibility is based on your age and medical history. However, with Gold Legacy Group we provide all State Regulated Options with Top Rated A++ carriers to ensure everyone is provided the coverage necessary for every situation.

Indexed Universal Life is a unique type of life insurance policy that combines the benefits of a whole life policy with the ability to accumulate cash value. With a minimum interest rate and a choice benchmark equity indexes to track, IULs offer a variable return. Additionally, IULs provide access to tax-deferred cash value, making them a valuable aspect for long-term financial planning.

An annuity is a financial product that offers a guaranteed income stream for a specific period or for the rest of a person's life. It involves a contract between an individual and an insurance company, where individual makes a lump-sum payment or a series of and receives regular payments that start either immediately or at a later date